Welcome to Encentus FCU Online Application Area

For your convenience, we have the following online application processes for both members and non-members of Encentus FCU. Please proceed accordingly, based on your situation.

Encentus FCU Members:

The loan and credit card application process for credit union members should be completed on our on-line banking website. If you haven’t signed up for on-line banking, yet, don’t worry! It’s a self-directed process that takes about 5 minutes. Once you’ve completed the process and are able to sign on, just click on the Applications Tab at the top of the page.

  • APPLY NOW on Encentus FCU's On-line Banking Website. Please note: You must login to begin the application process.
  • If you are a member, but can not recall your account number in order to log in to the online banking website you may still submit an application via our website.

Encentus FCU Non-Members:

If you are not a member of Encentus FCU, but are eligible for membership please begin by completing our membership application. Click here to begin our online membership application

Once your membership application has been completed, you may then apply for a loan via our online loan application.